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Scholarship · India

The Narotam Sekhsaria Foundation Scholarship: A Complete Guide

The Narotam Sekhsaria Foundation offers a merit-based, interest-free loan scholarship of up to INR 20 lakh (2 million) to exceptional Indian students pursuing postgraduate study, at prestigious institutions in either India or abroad. Founded by industrialist Narotam Sekhsaria, the programme has historically supported scholars across seven countries and around 56 partner universities. Like the JN Tata Endowment, this is structured primarily as a loan rather than a non-repayable grant, though it comes interest-free, a genuine distinction from typical education loans.

The Narotam Sekhsaria Foundation Scholarship: A Complete Guide

Is This Scholarship Open to UAE-Based Applicants?

Only if you hold Indian citizenship and residency. Multiple sources specify eligibility for "Indian resident citizens" specifically, so this program is restricted to Indian citizens residing in India, a UAE national without Indian citizenship wouldn't be eligible, and unlike some other India-outbound scholarships, this one specifically requires Indian residency too, not just citizenship held while living elsewhere. Confirm this residency requirement directly with the Foundation if your situation is genuinely borderline.

What Is the Narotam Sekhsaria Foundation Scholarship?

Unlike scholarships restricted to studying abroad specifically, this programme funds postgraduate study at prestigious institutions in either India or abroad, giving it a genuinely broader scope than several other India-based funds covered in this guide. Beyond the financial support, selected scholars are also assigned a mentor or host to advise on their professional development, adding a structured guidance element on top of the loan itself.

Who Is Eligible for the Narotam Sekhsaria Foundation Scholarship?

According to available Foundation-verified guidance:

  • An Indian citizen, resident in India
  • Under 30 years old, as of a specific cutoff date (commonly cited as 31 January of the application year)
  • A graduate of an accredited Indian university, students in their final year, or awaiting final results, are also eligible
  • Planning to pursue postgraduate study at a top-ranking institution in India or abroad
  • A consistent record of strong academic performance
  • Can apply while still awaiting an acceptance decision from your target university, though the scholarship award itself is contingent on you eventually securing admission

What Does the Narotam Sekhsaria Foundation Scholarship Cover?

  • An interest-free loan, up to INR 20 lakh (2 million), the exact amount awarded varies depending on your specific course and circumstances, not every candidate receives the maximum
  • Mentorship support, with scholars assigned a host or mentor to guide their professional development alongside the financial award
  • Repayment terms that are somewhat inconsistently described across available sources, some describe repayment beginning in your second year of study and concluding by your fourth year, others describe repayment starting roughly a year after course completion. Given this inconsistency, confirm the exact current repayment schedule directly with the Foundation before relying on either version for your own financial planning

How Do I Apply for the Narotam Sekhsaria Foundation Scholarship?

  1. Complete the online application form through the Foundation's official portal, applications have typically opened around January for that year's cycle
  2. Prepare your required documents, including proof of age, academic transcripts from your bachelor's degree and any other relevant qualifications, an admission letter or proof of application to your target postgraduate programme, a personal statement outlining your academic goals and motivation, letters of recommendation, an updated CV, and passport-size photographs
  3. Include standardised test scorecards where relevant, such as GRE, GMAT, CAT, or GATE, depending on your chosen field and destination
  4. Submit before the application deadline, exact dates vary by cycle, confirm the current year's specific date directly on the Foundation's website
  5. Progress through the Foundation's review process. Applications are first assessed for eligibility, academic performance, and potential impact
  6. Attend an interview if shortlisted, typically held between April and June, assessing your academic achievements, clarity of career goals, and motivation for postgraduate study
  7. Await the final selection outcome, based on a combination of academic excellence and demonstrated leadership potential

Does This Scholarship Only Fund Study Abroad?

No, and this is a meaningful distinction from several other India-based funds. The Narotam Sekhsaria Foundation Scholarship supports postgraduate study at prestigious institutions both within India and abroad, so it's a relevant option even if you're weighing a strong Indian postgraduate programme against an international one, not only for students who've already decided to study overseas.

FAQs About the Narotam Sekhsaria Foundation Scholarship

Is this a grant or a loan?

A loan, but interest-free, distinguishing it from standard education loans. It's repayable over a set period after your studies, though exact repayment terms vary across available descriptions of the programme, confirm current terms directly with the Foundation.

Can UAE nationals apply?

Only if they hold Indian citizenship and residency. This programme specifically requires Indian resident citizen status.

Does this scholarship only fund overseas study?

No. It covers postgraduate study at prestigious institutions in both India and abroad.

What's the maximum loan amount?

Up to INR 20 lakh (2 million), though not every selected candidate receives the maximum, the exact amount depends on your specific course and circumstances.

Do I need a confirmed university offer to apply?

No, you can apply while still awaiting your admission decision, though the final scholarship award is contingent on you securing admission.

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Sources: GyanDhan, upGrad, and Shiksha's partner-verified Narotam Sekhsaria Foundation scholarship guidance, cross-referenced across multiple independent sources for consistency, with noted discrepancies flagged where sources disagreed.

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Last updated on: July 2026

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